The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now.
List your income and expenses below.

Income
Take-Home Pay/All Family Members	_______________
Child Support/Alimony	_______________
Pension/Social Security	_______________
Disability/Other Insurance	_______________
Interest/Dividends	_______________
Other	_______________
Total Income	_______________

Expenses
Rent/Mortgage	_______________
Life Insurance	_______________
Health/Disability Insurance	_______________
Vehicle Insurance	_______________
Homeowners or Other Insurance	_______________
Car Payments	_______________
Other Loan Payments	_______________
Savings/Pension Contribution	_______________
Utilities	_______________
Credit Card Payments	_______________
Car Maintenance	_______________
Clothing	_______________
Personal Care Products	_______________
Groceries	_______________
Food Prepared Outside the Home	_______________
Medical/Dental/Prescriptions	_______________
Household Goods	_______________
Recreation/Entertainment	_______________
Child Care	_______________
Education	_______________
Charitable Donations	_______________
Miscellaneous	_______________
Total Expenses=	_______________
Remaining Income After Expenses+	_______________

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